'Debt Consolidation' articles

Low mortgage rates useful for debt consolidation

January 18th, 2012

Debt consolidation through refinancing or taking out a home equity loan may be an option if you have enough home equity. Here are a few things to consider when evaluating debt consolidation options....  Read More

Life after debt consolidation

November 07th, 2011

Avoiding new debt may be even more important than paying off old debt. But what other priorities do you have for your hard earned cash?...  Read More

Fannie Mae guideline changes will impact debt consolidation mortgages

November 17th, 2010

In what has become an annual event, on Dec. 12, 2010 Fannie Mae will release “Fannie Mae 8.2″ which will alter underwriting guidelines for its residential mortgages. In Fannie’s release...  Read More

Credit problems? High-balance mortgage? Refi problems? Try FHA

November 11th, 2010

In the current economy plenty of American homeowners have increased their credit card balances and other debts to make ends meet. Often circumstances may have pushed your credit score down,...  Read More

Refinance calculator: back to basics

October 06th, 2010
With mortgage rates continuing to remain at historic lows, many homeowners may not be aware of how much they can save with a mortgage refinance. Here is a basic primer...  Read More

Reverse mortgage options: one from column A, one from column B

September 16th, 2010

According to the U.S. Census Bureau in 2008 approximately 23.8 million homes were owned free and clear, i.e. with no mortgage, constituting 32 percent of total U.S. residences. The overwhelming...  Read More

Refinance Calculator: Using Your Equity to Payoff Other Debt

September 08th, 2010

With consumer credit card rates as high as fifteen to twenty percent and mortgage rates near four percent many homeowners consider using equity from their home to pay off their...  Read More

FHA Short Refinance Has New Guidelines

August 16th, 2010

Upside-down on your mortgage? Frustrated you are unable to refinance to the historically low mortgage rates currently available? Unwilling to sell your home and go through a short sale? FHA...  Read More