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'Down Payment' articles

Mortgage rates and international news

October 22nd, 2010
In a slow week for economic data there was little news to impact mortgage rates. Most of the housing news concentrated on the latest foreclosure news which may be turning...  Read More

Closing costs calculator: understanding fees

October 20th, 2010
Closing cost calculators are great for helping you determine how much money you need to have available for your new home loan. What they cannot do is decipher the confusing...  Read More

Prequalifying: are short sales or foreclosures a bargain?

October 05th, 2010
In some markets across the country, 30 percent or more of the homes on the market are bank controlled, meaning the home is either owned by a bank due to...  Read More

Down: rates, confidence and applications

October 01st, 2010
A down week should benefit those looking for a refinance mortgage or a new home loan. Rates input for mortgage calculators tick a bit lower and mortgage activity slows. If...  Read More

Savings calculator + prudence = new home

September 29th, 2010

Since 2007 home buyers have had the advantage in the real estate markets as home prices have dropped and inventories have risen. During this buyers’ market you have told yourself...  Read More

Mortgage calculator step 1 of 3 for successful transaction

September 28th, 2010

You’re planning to purchase a new home or refinance your existing mortgage. Where to begin the process and when? Here are three areas that are important to keep in mind...  Read More

Mortgage calculators and the 1-2-3 of qualifying your tax returns

September 22nd, 2010

How familiar are you with your income tax return? Do you have 2106 expenses or a Schedule E? You are using mortgage calculators to research a refinance mortgage or new...  Read More

Mortgage insurance and property values

September 21st, 2010
A growing proportion of mortgage applications are for loans that require mortgage insurance because of a high loan-to-value. This puts mortgage insurance companies into a powerful position as to deciding...  Read More