Mortgage Blog Categories

'Federal Reserve' articles

House flippers played bigger role in housing crisis than thought

December 13th, 2011

Housing flippers -- speculating investors who used loose mortgage credit -- may have played a significant role in the housing bubble and subsequent bust, says a report by the New York Fed.... Read More

Will tighter Fannie Mae guidelines make a home purchase or mortgage refinance harder to get?

November 07th, 2011

Fannie Mae and Freddie Mac's updated guidelines make it tougher to get approved for a mortgage refinance or home purchase.

Mortgage rates remain above 5 percent as consumer prices rise

February 18th, 2011

There is a relationship between prices you pay in the store and the rate on your new home loan or refinance mortgage. This week two key indexes on prices were... Read More

Rates at 10 month high, White House proposes changes for Fannie-Freddie

February 12th, 2011

While the world was focused on events in Egypt this week some major news was occurring at home for the mortgage industry. The industry took a look back and speculation... Read More

Mortgage rates rise for third straight week

February 04th, 2011

In spite of rising tensions in Egypt and elsewhere, it appears foreign affairs had little impact on mortgage rates this week. New home loan and mortgage refinance applicants are continuing... Read More

Your mortgage rate: Beyond the data

January 28th, 2011

As reported by Freddie Mac on Thursday mortgage rates increased for the second week in a row. As reported by the Mortgage Bankers Association refinance applications are at their lowest... Read More

Rates dip as prices hold

January 14th, 2011

When mortgage rates jumped in early November, and continued to climb through December, inflation concerns were the primary factor. This week's economic news that impacts mortgage rates included price data... Read More

Mortgage rates improve as job growth stays weak

January 07th, 2011

The first week of 2011 is in the books and mortgage rates improve with 51 weeks to go. Economic news impacting mortgage rates and housing markets was fairly focused on... Read More