Mortgage Blog Categories

'Home Equity Loan or HELOC' articles

Government Debt Not Hurting Residential Mortgage Rates

July 14th, 2010

Despite the official United States debt now topping $13 trillion, new debt issued by the Treasury Department is being highly sought after by investors. This is helping counter fears of... Read More

Reverse Mortgages: Another Option for Seniors Facing Financial Difficulties

June 23rd, 2010

Lending guideline changes have restricted the ability of many seniors to access home equity to help pay for current financial needs. As a result, many seniors who before may have... Read More

Refinance Mortgage Applications Soar As Mortgage Rates Drop

May 28th, 2010

The number of refinance mortgage applications soared this past week and applications for purchase transactions are at a thirteen year low. The continuance of historically low mortgage rates and the... Read More

Mortgage Rates Hit Six Month Low On Economic Dip

May 21st, 2010

As uncertain economic reports and European woes continue, mortgage rates have benefitted: mortgage rates are at levels not seen since November 2009. Economic data shows a hiccup in economic recovery,... Read More

Applying For A Mortgage? You May Need To Freeze Your Credit Activity Until Your Loan Closes To Avoid Disqualification

May 19th, 2010

Under new guidelines set to take effect June 1, 2010, buying new appliances to be delivered to your new home the day after closing or going car shopping before your... Read More

Refinance Applications Surge Following Unexpected Mortgage Rate Drop

May 16th, 2010

As expected, the significant drop in the U.S. stock market last week pulled down interest rates. Greece continues to be the focus of many economic discussions, even those involving U.S.... Read More

Mortgage Rates Drop As Stock Prices Plummet

May 07th, 2010

Positive economic news at home and negative news abroad impacts mortgage rates and home sales. Using past events to predict future events is tricky but history tells us this economic... Read More

6 Steps To A Mortgage Loan--How The Process Works

May 05th, 2010

You have used a free mortgage calculator and considered different mortgage amounts and mortgage rates and mortgage payments. You have done your research on the historically low mortgage rates, selected... Read More