'Mortgage Insurance' articles

Prequalifying: are short sales or foreclosures a bargain?

October 05th, 2010
In some markets across the country, 30 percent or more of the homes on the market are bank controlled, meaning the home is either owned by a bank due to...  Read More

Down: rates, confidence and applications

October 01st, 2010
A down week should benefit those looking for a refinance mortgage or a new home loan. Rates input for mortgage calculators tick a bit lower and mortgage activity slows. If...  Read More

Mortgage calculator step 1 of 3 for successful transaction

September 28th, 2010

You’re planning to purchase a new home or refinance your existing mortgage. Where to begin the process and when? Here are three areas that are important to keep in mind...  Read More

Mortgage insurance and property values

September 21st, 2010
A growing proportion of mortgage applications are for loans that require mortgage insurance because of a high loan-to-value. This puts mortgage insurance companies into a powerful position as to deciding...  Read More

5 guidelines for using mortgage calculators with co-signers

September 13th, 2010

Co-signers for mortgage applications are becoming more and more necessary as the economy continues to reduce incomes and mortgage underwriting guidelines get tighter. Mortgage calculators can estimate your monthly payment,...  Read More

Interest Rates Rise On Quiet Week

September 10th, 2010
A quiet week in economic news with the Labor Day holiday saw interest rates rise. Mortgage calculators saw more activity for new home loans than refinance mortgages. Here is the...  Read More

Refinance Calculator: Using Your Equity to Payoff Other Debt

September 08th, 2010

With consumer credit card rates as high as fifteen to twenty percent and mortgage rates near four percent many homeowners consider using equity from their home to pay off their...  Read More

Buy a New Home With A Foreclosure In Your Past? Short-Sale? Bankruptcy?

September 06th, 2010
Mortgage calculators factor income, debts and down payment into mortgage calculations, but not credit history, especially severely delinquent credit items. Whether a conventional mortgage from Fannie Mae or Freddie Mac...  Read More