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'Mortgage Insurance' articles

The Mortgage Paradox: Make More Loans, Tighten Criteria

September 01st, 2010
The current mortgage market is very frustrating. You read about historically low mortgage rates, about programs designed to help boost homeownership or assist owners in keeping their homes, but when...  Read More

Home Sales Plummet And Prices Slide In July

August 25th, 2010
Late August figures from the National Association of Realtors and and the Commerce Department show a retreating housing industry. With summer winding down, so is the traditional home buying season–and...  Read More

Cash-In Refinance, Does It Make Sense for You?

August 24th, 2010
The current economic climate has resulted in changes in conventional wisdom. No longer are homeowners merely looking to lower monthly mortgage payments or pull cash out of their properties. Today...  Read More

Closing Cost Credits Save You Thousands

August 17th, 2010

Would you rather pay $237,500 for your new home or $250,000? Would you rather have a 4.25 percent interest rate or 4.5 percent? The instant reaction is to say you...  Read More

Mortgage Rates Continue Down With Flat Economic Data

August 13th, 2010

All the economic data released this week presented a very flat picture of the national economy. The positive first quarter has been replaced by stagnation. As investors, economists, politicians and...  Read More

FHA insurance rates to change increasing payments

August 09th, 2010
On Friday August 6th the bill HR 5981 cleared the House of Representatives and headed to President Obama’s desk for signature. When signed into law HR 5981 will grant greater...  Read More

Personal spending flat in stores, up for homes and mortgages

August 06th, 2010
For the week the overall economic numbers continue to be flat or slightly negative. In the mortgage and housing industries a bit of positive news goes a long way. As...  Read More

Can you qualify for a mortgage if you were recently unemployed?

August 04th, 2010

With the Labor Department citing 14.6 million unemployed in June there are many homeowners who have been without a job in the past year, or more. With mortgage rates low,...  Read More