Mortgage Blog Categories

'New Home Loans' articles

More Americans decide to rent despite better home affordability

February 08th, 2011

Reports by the U.S. Census Bureau and the National Association of Realtors (NAR) indicate fewer mortgages are part of families’ new housing decisions. The philosophy of homeownership has also changed... Read More

Mortgage rates rise for third straight week

February 04th, 2011

In spite of rising tensions in Egypt and elsewhere, it appears foreign affairs had little impact on mortgage rates this week. New home loan and mortgage refinance applicants are continuing... Read More

Buying a new home? Will you need 20 percent down payment?

February 02nd, 2011

It is not unusual for legislation made in Washington to have unintended consequences in Madison, or Tulsa, or Denver. Such is the case with the Dodd-Frank Act that... Read More

Home prices continue to fall, does it pay to wait?

February 02nd, 2011

A national index reports that home prices across the country have fallen for the fourth month in a row. Is this good news for those seeking to purchase... Read More

Your mortgage rate: Beyond the data

January 28th, 2011

As reported by Freddie Mac on Thursday mortgage rates increased for the second week in a row. As reported by the Mortgage Bankers Association refinance applications are at their lowest... Read More

Rates and Refinance Applications up slightly

January 21st, 2011

Using mortgage calculators to determine your savings from a refinance mortgage or costs for a new home loan? Here is a quick update on what has happened this week that... Read More

Diminished income preventing you from lowering your mortgage payment?

January 19th, 2011

Diminished income preventing you from lowering your mortgage payment? Early in the recent recession many companies offered senior employees early retirement packages to avoid layoffs. Also during the past few years... Read More

Rates dip as prices hold

January 14th, 2011

When mortgage rates jumped in early November, and continued to climb through December, inflation concerns were the primary factor. This week's economic news that impacts mortgage rates included price data... Read More