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'Other' articles

2010 ends with mortgage and housing markets slumping

December 31st, 2010

2010 was a year of ups and then downs for the real estate and mortgage industries. As 2011 begins the uncertainty of a year ago regarding where mortgage rates and...  Read More

Mortgage calculators, condos and HOAs

December 28th, 2010
If you own a condominium and are considering a refinance mortgage, or are considering a new home loan to purchase a condominium, your underwriting criteria are significantly different than they...  Read More

Closing costs calculator: pad your reserves

December 23rd, 2010
As you prepare for your new home loan and purchase you are wise to use a closing costs calculator. Purchasing a home requires more than just a down payment, it...  Read More

3 tips for buying a short sale

December 21st, 2010
In many housing markets across the country a significant number of the homes for sale are "short-sales." In the short-sale scenario the current owner of the home is not making...  Read More

Closing costs calculator: tracking your funds for closing

December 14th, 2010
It seems pretty simple. Use the closing costs calculator to determine how much money it will cost you to purchase your new home. Use the prequalification calculator to determine how...  Read More

Mortgage rates jump on politics, not economics

December 11th, 2010
Weekly summaries of economic data and their interpretations can assist you with your mortgage decisions using mortgage calculators. What impacts mortgage rates when there is little economic news? This week...  Read More

Will rising mortgage rates delay housing recovery?

December 08th, 2010
2010 has not seen any significant rebound in the housing markets nationwide. Foreclosures are still prevalent throughout the country, creating over-supply and dampening prices. Many potential buyers are using mortgage...  Read More

Teeter-totter: Mortgage rates and closing costs

December 01st, 2010
How is it that in doing your homework before submitting an application for a new home loan or refinance mortgage that there are such a wide range of rates being...  Read More