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'Second Mortgages' articles

Temporary rate buydowns may help you qualify for your mortgage

November 07th, 2011

Temporary mortgage rate buydowns may help prospective borrowers qualify more easily while providing the long-term security of a fixed rate mortgage....  Read More

How To Time Locking In Your Mortgage Rate

July 13th, 2010
“Do you think we should lock in our mortgage rate today?” This is perhaps the number one question asked of mortgage originators — and certainly the hardest to answer. There...  Read More

Applying For A Mortgage? You May Need To Freeze Your Credit Activity Until Your Loan Closes To Avoid Disqualification

May 19th, 2010

Under new guidelines set to take effect June 1, 2010, buying new appliances to be delivered to your new home the day after closing or going car shopping before your...  Read More

6 Steps To A Mortgage Loan--How The Process Works

May 05th, 2010

You have used a free mortgage calculator and considered different mortgage amounts and mortgage rates and mortgage payments. You have done your research on the historically low mortgage rates, selected...  Read More

FHA Home Loans for Debt or Mortgage Consolidation

May 02nd, 2010

Too often when looking to consolidate debt or mortgages, homeowners–or their lender–only consider conventional loans. With the decline in home values and tightening of underwriting for conventional mortgages and private...  Read More

Mortgage Refinance Program for High Loan-to-Values Extended

March 02nd, 2010
The expiration date of the federal government’s Home Affordable Refinance Program (HARP) program–which allows mortgage refinances for eligible borrowers with loan-to-value ratios as high as 125%–has been extended. HARP was...  Read More

Buying a Short Sale? Find Out What's on Second

February 18th, 2010

“Who’s on First?” is one of the greatest comedy routines of all time. Performed by the famed duo Abbott and Costello, the routine sets out to inform Bud Abbott the...  Read More