Florida provides a variety of resources designed to help its residents buy and keep their homes. In addition, the US Department of Housing and Urban Development (HUD) and the Veteran's Administration (VA) are helpful sources for Florida residents. Here are some tips for getting the help you need for buying a home, getting a mortgage, or keeping your home in Florida.

Assistance for First-Time Buyers

Assistance is available for first time home buyers. Community home buyer and housing finance agencies typically provide educational and lending programs for first time buyers. Programs vary by agency, but may provide:
  • home loans through approved lenders
  • down payment assistance
  • home buyer education (Completion is typically required to be eligible for home loan programs)
  • information and referrals for credit counseling and foreclosure prevention
Please contact specific agencies in your area for detailed information on specific services and programs.

Current Mortgage Rates for Florida

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