If you're looking to buy a Hawaii home, use our affordability calculator to get an idea of your price range. If you're looking for a Hawaii refinance, use our loan calculator to see details on payments and interest rates.

Home Loan Education Options in Hawaii: Statewide and Local

There are a number of statewide programs that help all Hawaiians. The Consumer Credit Counseling Services of Hawaii provide low or no-cost education regarding credit and finance issues. Use our pre-qualify calculator to see if you're ready for a Hawaii mortgage.

Programs particular to each island offer more localized mortgage education. If you're looking for a Honolulu mortgage, for instance, put in a call to Alu Like and bone up on your financial literacy.

Low Income? Want to "Rent-to-Own"? Hawaii Does All That

Some people assume that you have to be rich to buy a home in Hawaii. But that's not necessarily true. The Hawaii Island Community Development Corporation helps low income individuals and families build credit so that a Hawaii mortgage becomes possible down the line.

The Pacific Housing Assistance Corporation even operates a "rent-to-own" program.

Run the Numbers on Hawaii Mortgages As You Go Through the Process

While seeking a Hawaii mortgage, make use of our free tools such as our mortgage calculator, interest only calculator, and refinance calculator. Seeing hard numbers throughout the process can help you stay grounded as you pursue your Hawaii homeownership dream.

Hawaii Mortgage, Homeowner & Home Buyer Resources:

• U.S. Department of Housing and Urban Development (HUD): Essential resource for anyone looking to purchase or refinance a home.
• Hawaii HUD: Local information on Hawaii.
• Alu Like: Honolulu-based financial literacy education.
• Department of Hawaiian Home Lands: Help for native Hawaiians.
• Hawaiian Community Assets: Hawaii's only non-profit mortgage broker.
• Legal Aid Society of Hawaii: Housing and mortgage counseling.
• Consumer Credit Counseling Services of Hawaii: Learn about housing and finance free.
• Hawaii Housing Finance and Development Corporation: Learn about Hawaii mortgage options, including affordable housing and Section 8 homeownership.
• City and County of Honolulu Department of Community Services: Special loan programs and down payment assistance.
• Hawaii Homeownership Center: Education about home purchase and mortgage refinance.
• County of Kauai Housing Agency: Information about housing on the island of Kauai.
• Making Home Affordable: The Obama Administration's effort to help homeowners refinance.
• First Time Homebuyer Credit: Read up on the first time homebuyer credit of up to $8,000.