Making Hawaii Your Home - The Best Hawaii Mortgage Rates, Resources & Information
Are you considering buying or refinancing a home in Hawaii? Or tapping into your home equity to consolidate high interest debt? If so you've found the right place.
Our information will help you learn about all types of Hawaii home loans and our helpful list of specific HI Mortgage Resources & services is specifically tailored for our state.
Having a good working knowledge of how mortgage loans work wherever you live in Hawaii can help you select a home and keep it for years to come.
Whether you're looking for a Honolulu new home loan or a Maui mortgage refinance, it pays to do your homework to get the mortgage that's right for you.
Get the Best Hawaii Mortgage Rates
Also compare competing quotes from our lender database of reputable Hawaii mortgage lenders by filling the form to the right.
For most of us, buying a home is the largest investment we'll make in our lives, so take the time to speak to different lenders and see what offers are available to you.
Getting several competing quotes and getting the best offer can save you thousands over the course of your loan.
If you're looking to buy a Hawaii home, use our affordability calculator to get an idea of your price range. If you're looking for a Hawaii refinance, use our loan calculator to see details on payments and interest rates.
Home Loan Education Options in Hawaii: Statewide and Local
There are a number of statewide programs that help all Hawaiians. The Consumer Credit Counseling Services of Hawaii provide low or no-cost education regarding credit and finance issues. Use our pre-qualify calculator to see if you're ready for a Hawaii mortgage.
Programs particular to each island offer more localized mortgage education. If you're looking for a Honolulu mortgage, for instance, put in a call to Alu Like and bone up on your financial literacy.
Low Income? Want to "Rent-to-Own"? Hawaii Does All That
Some people assume that you have to be rich to buy a home in Hawaii. But that's not necessarily true. The Hawaii Island Community Development Corporation helps low income individuals and families build credit so that a Hawaii mortgage becomes possible down the line.
The Pacific Housing Assistance Corporation even operates a "rent-to-own" program.
Run the Numbers on Hawaii Mortgages As You Go Through the Process
While seeking a Hawaii mortgage, make use of our free tools such as our mortgage calculator, interest only calculator, and refinance calculator. Seeing hard numbers throughout the process can help you stay grounded as you pursue your Hawaii homeownership dream.
