The Best Montana Mortgage Rates, Resources & Information
Are you considering buying or refinancing a home in Montana? Or tapping into your home equity to consolidate high interest debt? If so you've found the right place.
Our information will help you learn about all types of Montana home loans and our helpful list of specific MT Mortgage Resources & services is specifically tailored for our state.
Having a good working knowledge of how mortgage loans work wherever you live in Montana can help you select a home and keep it for years to come.
Whether you're looking for a Billings new home loan or a Missoula mortgage refinance, it pays to do your homework.
Getting the Best Montana Mortgage Rates
Both the FDIC and Freddie Mac recommend that you get several different mortgage quotes to ensure that you are receiving the most competitive rates.
You can request up to 4 competing quotes from our lender database of reputable Montana mortgage lenders by filling the form to the right.
For most of us, buying a home is the largest investment we'll make in our lives, so take the time to speak to different lenders and see what offers are available.
Montana Refinance Possibilities Helped By Relatively Stable Home ValuesGetting several competing quotes and getting the best offer can save you thousands over the course of your loan.
Montana Real Estate Varied and Valuable, FHA Loans a Big Part of Things
Renowned comedian David Letterman owns a home in Montana. So does CNN boss Ted Turner. Without a doubt, Montana boasts some expensive houses.
The majority of Montana homes are more modest, though, and FHA financing therefore occupies a large space on the Montana mortgage landscape. With FHA financing on a Montana home, qualified homebuyers can obtain a low down payment and low interest rate.
Use our pre-qualify calculator to see if you're ready to pursue a Montana FHA home loan.
Montana real estate values have held up fairly well, especially in Bozeman, the college town that is routinely rated as one of the most livable cities in the U.S. Because home values have not declined precipitously, most Montana homeowners have a chance to refinance.
To find a Bozeman mortgage refinance professional today, fill out our form to the right.
Must Montana Mortgage Applicants Go It Alone?
Montana residents are famous for their self-reliant, go-it-alone mentality. This reputation is somewhat contradicted by the state's plentiful mortgage education and assistance.
Montana mortgage-seekers can visit one of the state's credit counseling agencies, receive assistance with closing costs from NeighborWorks Montana, and there is even a state program that gives homeownership vouchers to eligible residents of public housing facilities.
Use our affordability calculator to get an idea of your price range. Want to refinance a Montana home? Use our mortgage calculator to see how much money you could be saving if you qualify for today's lowest rates.
