Making North Dakota Your Home - The Best North Dakota Mortgage Rates, Resources & Information
Are you considering buying or refinancing a home in North Dakota? Or tapping into your home equity to consolidate high interest debt? If so you've found the right place.
Our information will help you learn about all types of North Dakota home loans and our helpful list of specific ND Mortgage Resources & services is specifically tailored for our state.
Having a good working knowledge of how mortgage loans work wherever you live in North Dakota can help you select a home you can afford...and keep it for years to come.
Whether you're looking for a Fargo new home loan or a Bismarck mortgage refinance, it pays to do your homework.
Getting the Best North Dakota Mortgage Rates
The FDIC and Freddie Mac both recommend that you compare mortgage quotes from several different companies to ensure that you are getting the best rate available to you.
You can compare competing quotes from our lender database of reputable North Dakota mortgage lenders by filling the form to the right.
For most of us, buying a home is the largest investment we'll make in our lives, so take the time to speak to different lenders and see what offers are available to you.
Getting several competing quotes and getting the best offer can save you thousands over the course of your loan.
North Dakota Mortgage Special Deals: They're Out There
North Dakota offers some pretty compelling programs aimed at North Dakota homebuyers.
The FirstHome program may help you obtain a lower than market rate mortgage if you meet certain income guidelines. The HomeKey program is specifically aimed at very low income individuals and families who are interested in North Dakota homeownership.
The HomeAccess program is aimed at elderly and disabled North Dakota mortgage borrowers. The North Dakota Roots program is aimed at bringing in families who want to stay in North Dakota long-term.
Whether you're looking to buy for a Fargo four bedroom or a Bismarck piece of buildable land, searching high and low for mortgage assistance programs can be worth the effort.
North Dakota Refinance: Get Today's Lowest Rates by Working with a Pro
A significant percentage of North Dakota purchase mortgages are FHA home loans. This fact impacts the market for North Dakota refinances.
One, because North Dakota FHA home loans often involve low down payments, it may be difficult for some North Dakota homeowners to refinance without the help of a professional who can take advantage of the Obama Administration's "Making Home Affordable" initiative.
Whether it's a Fargo refinance or a Bismarck home loan to buy, a North Dakota mortgage professional can help you develop a plan for your North Dakota mortgage.
Also be sure to explore our early payoff calculator, closing costs calculator, and refinance calculator to get some hard numbers on your North Dakota home loan possibilities.
