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Home buyers and homeowners in Pennsylvania can find numerous resources for all phases of getting or refinancing a mortgage loan. Here are some tips and resource links that can help you find mortgage terms you need and lowest lowest available rates.

Preparing to Buy a Home

Mortgage loan rates are typically lower for those with good credit. It's a good idea to know your credit scores ahead of time, so you'll know what to expect. You can order free annual credit reports and purchase credit scores at the link below.

Completing an educational program that explains the basics of buying and paying for a home can help you prepare for and understand the process. These programs also offer advice for managing your finances and budgeting for owning a home over the long term.. Most community home buyer programs require completion of housing counseling or a training program in order to qualify for their programs.

The Pennsylvania Housing Finance Agency (PHFA) provides educational and lending information for home buyers and homeowners.

Current Mortgage Rates for Pennsylvania

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