Also compare competing quotes from our lender database of reputable South Carolina mortgage lenders by filling the form to the right. For most of us, buying a home is the largest investment we'll make in our lives, so take the time to speak to different lenders and see what offers are available to you. Getting several competing quotes and getting the best offer can save you thousands over the course of your loan.
Compare Different Mortgages and Loan Types in South Carolina
Whether you're looking for an FHA loan in Columbia, an adjustable rate mortgage in Charleston, or a reverse mortgage in Myrtle Beach, South Carolina has a number of mortgage options available to its residents. To begin your search, it's best to identify what's most important to you financially. For some it may be paying off the mortgage as soon as possible, while others may be more concerned with the lowest mortgage rates and monthly payments. Even if you're an existing homeowner, its best to also identify your changing needs as you consider a possible mortgage refinance.
Before applying for your mortgage, review your loan qualifications, credit history, and financial documents. In South Carolina, mortgage lenders will reserve the best mortgage rates and programs for the most qualified borrowers. Getting qualified means you can also consider more mortgage options available in South Carolina--some which include government loans, home equity loans, adjustable rate mortgages, and traditional fixed rate mortgages.
Find the Right Mortgage Professional in South Carolina
Once you've narrowed down your mortgage choices, use our site's matching service above to locate a few mortgage brokers and lenders. By contacting a few mortgage professionals in South Carolina, you'll get a better idea of what type of mortgage to expect and receive a few mortgage quotes from different lenders.
Government Help for Mortgages in South Carolina
First time home buyers can also contact the South Carolina State Housing Finance & Development Authority to learn more about their special programs and offerings. With the help of South Carolina's local governments, you can apply for special down payment and closing costs assistance to help cut costs. South Carolina currently divides their assistance into different categories based on household income, property sale price, and additional eligibility requirements.
Find More Information About South Carolina Mortgages
This site also provides helpful tools such as mortgage rate calculators which can evaluate the costs of refinancing, compare different mortgages, and calculate possible monthly savings. Additionally, the broker directory allows you to reach more detailed information on more specific mortgages such as reverse mortgages, FHA loans, VA loans, and low-income housing options. Below you will also find a short list of links containing mortgage-related information for residents of South Carolina including property tax guidelines, home buying tips, and foreclosure avoidance.
Mortgage Calculator Tools
As you go from researcher to homebuyer to homeowner, please continue to make use of our loan calculators which include a refinance calculator, a mortgage loan rate comparison calculator, and an amortization calculator & amortization chart. There's also a mortgage calculator to tell you your monthly payments, and an affordability calculator that looks as how much you can spend, and your expenses to show you how much home you can afford.
