Making West Virginia Your Home - The Best West Virginia Mortgage Rates, Resources & Information
Are you considering buying or refinancing a home in West Virginia? Or tapping into your home equity to consolidate high interest debt? If so you've found the right place.
Our information will help you learn about all types of West Virginia home loans and our helpful list of specific WV Mortgage Resources & services is specifically tailored for our state.
Having some knowledge of how mortgage loans work wherever you live in West Virginia can help you select a home and keep it for years to come.
Whether you're looking for a Charleston new home loan or a Huntington mortgage refinance, it pays to do your homework.
Getting The Best West Virginia Mortgage Rates & Quotes
Also compare competing quotes from our lender database of reputable West Virginia mortgage lenders by filling the form to the right.
For most of us, buying a home is the largest investment we'll make in our lives, so take the time to speak to different lenders and see what offers are available to you.
Getting several competing quotes and getting the best offer can save you thousands over the course of your loan.
West Virginia offers first time buyers home loans at very low interest rate and also provides multiple home loan assistance programs including low and no interest loan programs for funding down payment and closing expenses. Before contacting mortgage companies, you can use mortgage calculator tools for estimating how much you can afford to spend on a home and for comparing mortgage loans. A mortgage rate calculator is helpful for comparing multiple mortgage loan options.
Selecting Home Loan or Refinancing Terms
Establishing how much you can afford to borrow can help in selecting potential homes. The mortgage payment calculator provides an estimate of how much your monthly payment will be based on loan amount, interest rate, and repayment term. If you're considering an interest-only mortgage, or a home loan or refinancing with a shorter term, using either the interest only or amortization calculator.
If you're considering refinancing your current mortgage, you can use a refinance calculator for comparing refinancing offers or compare your existing home loan to possible refinancing terms. Having enough cash to meet down payment and closing costs can be challenging for first time homebuyers. The West Virginia Home Development Fund (WVHDF) provides several programs that can assist eligible first time buyers in covering the up-front costs of buying a home.
Homeowner Programs Assist with Maintenance and Energy Savings
Homeowners facing emergency repairs for eliminating climate and safety hazards may qualify for a HELP loan through WVHDF. Homeowners seeking refinancing due to financial hardship or fallen property values get help at this HUD website.
The following list of resources can help you find information about many aspects of buying and owning a home in West Virginia.
